Existing homeowner
Is your mortgage rate and structure still right for you?
A review looks at more than the rate. MyRateCheck shows the repayment difference straight away, then a licensed adviser can review the whole structure with you.
What a review covers
More than the number on your rate letter
A licensed adviser looks at how the whole mortgage is put together, not just the rate.
- Your current interest rate
- When your fixed term expires
- Your repayment structure
- Your remaining loan term
- Other debts you are carrying
- Equity available in your property
- Any change in your circumstances
Common triggers
Why homeowners review now
Tell us why you want a review and the outcome you are after.
Would you like someone to explain this to you, as you could make big savings and there is no cost to you and no obligations, and you can confirm that with the person assisting you.
MyRateCheck
Check your rate and structure
An indicative comparison only. Break costs, cash contributions and lender policy can change the outcome.
Prefer to choose the adviser yourself?
Browse FSP verified advisers, filter by location and specialty, then contact the one you pick.
Quick tool
See how much equity you could use
Equity calculator
See your total equity and the part lenders would usually treat as usable.
General information only, not personalised financial advice.
Common questions
Frequently asked questions
Something more specific?
Construction, self-employed lending, debt consolidation or a decline elsewhere.